Microsoft officially ended Windows 10 support in October 2025, but home users got a one-year reprieve through the consumer Extended Security Updates (ESU) programme. That extension ran out on 13 October 2026. If your home PC or laptop still runs Windows 10, it no longer receives security fixes.
What this means in practice
Your PC won't stop working. Apps, files and the internet will carry on as before. The problem is risk: any new security hole found in Windows 10 from now on will stay unpatched. That matters most if you use the PC for net banking, UPI on the web, tax filing or office work.
Browsers and antivirus apps may keep supporting Windows 10 for a while, which helps, but they can't fix flaws in Windows itself.
Your options
1. Upgrade to Windows 11 for free
If your PC meets Windows 11's requirements (a supported processor, TPM 2.0 and Secure Boot), the upgrade is free. Go to Settings → Update & Security → Windows Update. If it says your PC can run Windows 11, back up your files and go ahead. Many laptops bought in India from around 2019 onwards qualify.
2. Fix the usual blockers
Some PCs fail the check only because TPM or Secure Boot is switched off in the BIOS. A local service centre can check this quickly. If the processor itself is unsupported, Microsoft doesn't recommend forcing an install, as such PCs aren't guaranteed future updates.
3. Replace the PC
If the hardware is old and slow anyway, this may be the moment. Year-end sales are a reasonable time to buy. Our guide to choosing a laptop covers what to look for.
4. Keep it, but limit what it does
If you must keep a Windows 10 machine — for an old printer, billing software or a shop counter — reduce the risk:
- Don't use it for banking, UPI or email.
- Keep the browser and antivirus fully updated.
- Use a standard (non-admin) account for daily work.
- Don't install pirated software or open unknown attachments.
- If it doesn't need the internet, disconnect it.
Business users
Organisations have a separate, paid ESU programme with different terms. If your office still runs Windows 10, check with your IT vendor.
Bottom line
Check today whether your PC can take Windows 11. If it can, upgrade. If it can't, plan a replacement and stop using the old machine for anything involving money.
Sources: Tom's Hardware
